“I had an inheritance from my father,
It was the moon and the sun.
And though I roam all over the world,
The spending of it’s never done.”
How We Are Different
Explaining to you how we are different requires an explanation of what the “traditional” experience with a lawyer is like. If you have worked with a lawyer to prepare estate planning documents for you in the past, this will sound familiar.
During the traditional experience, you will go in and meet with a lawyer who will oftentimes make things seem very complicated and confusing. You will have a good idea that the lawyer is smart and seems to know what they are doing, so you will nod and answer questions, as if you understand everything. Because you want to do the right thing for your family, you will have the lawyer prepare documents for you and you will sign the documents, feeling relieved that you have got that taken care of.
You will take your fancy planning binder home, stick it on a shelf or in a drawer, mark estate planning off on your checklist as DONE and never think about it again.
You might remember your lawyer said something about moving your bank accounts into the trust. So you will go to the bank, forget what you were supposed to do, call your lawyer’s office, get a voicemail, have to leave the bank and wait for a call back, (which takes several hours at least and sometimes days) and by that time, you will have gotten busy with other things and never get around to moving that bank account.
A few weeks later, you will get a bill in the mail for $67.50 for 15 minutes of your lawyer’s time for answering a couple of questions. You will make a mental note – do not ever call a lawyer again.
Several years later, you will refinance your house or sell it and buy a new one and forget that you were supposed to let your lawyer know or make sure you kept the title in the name of the trust.
Your children will get older, making your guardianship choices outdated, but you don’t want to call your lawyer because you know you will get a bill in the mail two weeks later.
You will hear something about a change in the tax law, but you figure you would surely get a letter in the mail from your lawyer if it was something that affected you, so you don’t worry about it. And, you would have to dig through boxes to find your trust documents so you could remember your lawyer’s name and find her contact information. Who has time for that?
It is not until you become incapacitated or die and your family finds the binder you stuck up on a shelf several years before and never looked at again, that they will realize your plan is so outdated that it has nothing to do with your life, your assets and the law.
Your family is at a loss. They do not know where to turn or what to do, so they contact the same lawyer you used to prepare the documents, who is as happy as can be to probate your assets, which never made it into the trust.
Our Firm Helps You Prepare for Life
What makes our firm different is that we were built with the needs of growing families in mind. We understand you are BUSY, you are growing, you are planning for a life of prosperity and you value ease, convenience and efficiency. You want to know you have made the best decisions for your family and that your plan will work when your loved ones need it most. You want to make sure your children would be taken care of in the best way possible and will be prepared to receive your wealth if anything happens to you.
That is our focus as well. We have developed unique systems to give you the same access to a personal family lawyer as was previously only available to the likes of Bill Gates, Warren Buffet, and Sam Walton so you can have the guidance you need to build and maintain a life of prosperity and wealth.
We encourage communication with our clients. In fact, we have thrown out the time clocks so you never have to be afraid to call with a quick question. Everything we do is billed on a flat-fee basis, agreed to in advance, so there are never any surprises.
We have a whole team to serve you. When you call our office to ask your quick question, you won’t have to wait hours or days for a phone call back. You will get your question answered, right away. And, if you need to schedule a more in-depth legal or strategic call with your personal lawyer, a call will be scheduled when you are both available and ready for the call so we can make the very best use of your time and not waste your time by leaving voicemail after voicemail back and forth.
And, we ensure the most important details of your planning are followed through on and your plan continues to work throughout your lifetime.
We have a “funding coordinator” to ensure your assets are protected throughout your lifetime and none of your assets will end up going through a long, expensive court process or being lost to the state because they were missed after your death.
We have created unique membership programs to keep your plan up to date year in and year out as well as give you access to our Trusted Team of Legal Experts for guidance on ANY legal or financial matter. One day you will need a lawyer. I do not know why and I don’t know when, but when you do, you will be grateful you can call on us and we will be here to advise you or get you out of a jam.
Lastly, we believe your financial wealth is only a small part of your overall “Family Wealth” which is made up of your far more valuable, Intellectual, Spiritual and Human assets – who you are and what is important to you.
Most estate plans are only able to transfer your financial wealth onto the next generation. The intangible nature of your much greater wealth has made it difficult to capture and it is most often lost when someone passes. How much do you know about your grandparents values? Their most prized personal possessions? How they felt about you? What they had learned during their lifetime?
If you are like most people, you know very little. But, the wealthiest families capture these assets and pass them along right with their financial wealth. And, that’s part of the reason the rich keep getting richer.
We have developed a tool that allows us to pass on your whole family wealth, including your Intellectual, Spiritual and Human assets. I cannot go into all of the details here, but we will definitely talk about it when you come into meet with your Personal Family Lawyer.
We look forward to seeing you and caring for your family soon!
Three Levels of Planning
Estate planning at the Tangi A. Carter law firm is not one size fits all for everyone. We offer 3 levels of planning to suit your varying needs.
Our firm believes in personalized service for each and every client. Our approach is educational and proactive – we first determine each client’s individual needs, desires and values, and then tailor their plan to best fulfill their dreams.
We represent a families throughout varying stages of life:
traditional two parent families or single parents wishing to provide for and protect their children and themselves;
unmarried couples who are either solidifying their relationship through proper planning or dissolving their relationship with the assistance of caring counsel,
blended families negotiating the challenges of creating new relationships with varying expectations
high net worth families seeking strategies for minimizing estate and income taxes
family business owners seeking ways to protect and expand their companies and considering how and when to transition to the next generation of ownership
estate executors and beneficiaries navigating the court process of probate administration
family members or trustees carrying out the legacy left behind through a trust administration
With each of our estate plans we include a no-charge 3 year review to ensure that as our clients’ lives change, so does their estate plan and ensure that all our clients' assets are held properly for maximum protection. And, we have annual membership programs for clients that desire even more service. Whether you participate in one of our membership programs or not, we keep all of our clients' updated about changes in the law and issues that might affect their lives.
In addition, we advise clients regarding relationship nuptial agreements, perform reviews of existing plans that may be out of date, and handle all aspects of administration after the death of a loved one. And, we keep our clients' corporate records up to date so that they have the maximum protection from personal liability that a corporation can provide.
Our clients benefit from the care we offer the whole family from free estate checkups to basic planning documents for young adult children. Please become part of our client family and see how much we care.
Planning for Life
Our Family Wealth VIP Membership programs are part of what set us apart
and allow us to care for you and your family
throughout all life's stages.
At most estate planning law firms the relationship ends when you sign your documents. At our law firm we see the signing your estate planning documents as the beginning of our relationship with your family.
Over time, your assets will change; your family may change; we know for sure that the law will change. Your plan must accommodate all of these changes in order to make sure your plan works when your family needs it the most. If your plan is not properly updated over time, your documents become worthless... worth no more than the paper they were printed on. And the costs of failing to update are typically far greater than keeping your plan current.
To help you make sure your plan is current, our firm has Family Wealth Membership Programs.
With each of our estate plans we include a no-charge three year review to ensure that as our clients' lives change, so does their estate plan and ensure that all our clients' assets are held properly for maximum protection. We also include in our planning process a creative way for our clients to pass on more than just their financial assets, but also their human assets—who they are and what is important to them. And, we have annual membership programs for clients that desire even more service. Whether you participate in one of our annual membership programs or not, we keep all our clients updated about changes in the law and issues that might affect their lives.
Some of the Benefits Provided Under Our Membership Plans include:
Annual Plan Review with Unlimited Plan Amendments;
Annual Priceless Conversation to transition your most important and most frequently lost family wealth - who you are and what is most important to you;
Annual Membership in service which provides 24-7 on-line access to health care and guardianship documents;
Substantial discount on our fees for advising your loved ones after you are gone;
Annual Review of Your Assets and Update of Your Asset Spreadsheet;
And much more, including valuable membership enrollment bonuses.
For more information about our unique programs, please contact us at 601-544-1313.
Leaving a Real Legacy – Who You Are & What’s Important to You
How We Guide You to Leave a Legacy That’s About Much More Than Just Your Money
After you are gone, your loved ones will miss you deeply. They will long for your words of counsel and concern. Hearing your voice again would be a tremendous gift.
Through our unique legacy process, you can give your loved ones the most precious gift - a lasting expression of your love. What could be more valuable?
At the Tangi A. Carter law firm we believe estate planning is not just about transferring your financial assets and personal belongings. It is also about capturing and transferring your valuable intangible gifts: who you are and what is important to you – your values, insights, stories and experience.
So we realized we would have to build this into our planning process and not make it just another thing you will get done someday. That is why we make it part of our planning for every client to help you capture and pass on more than just your money: your intellectual, spiritual and human assets, who you are and what is important to you.
For more information about how we help you pass on your most valuable assets – your values, insights, stories and experience - to your loved ones, or about our resources for leaving your family with a true legacy, please contact us.
WHAT WOULD IT BE WORTH?
Can you picture someone who has passed away, someone you love and miss deeply? Can you recall a conversation you had with them? Can you remember the sound of their voice and what they told you? What if you could hear their voice again?
What if they could speak to you—heart to heart—and share their wisdom and advice? What would it be worth to you to hear their words one more time?
What is it worth to you to know that they will always know exactly how much you love them? It is worth a lot to us and we are honored to be able to provide you and your family with this gift.
Planning for the Lifetime Care of Your Children
Having a Will Simply Does Not Ensure the Care of Your Kids if the Unthinkable Happens!
If you are a parent of children who are counting on you, your estate plan must begin with ensuring your children would always be taken care of by the people you want, in the way you want, no matter what happens.
At our law firm, one of our areas of greatest expertise is in planning for the well-being and care of the children you love.
Without advanced legal planning for the care of your children, if the unthinkable happens to you, here is what could happen:
Your children could be placed into the care of Mississippi Department of Human Services (yes, even if you have a will in place and even if you have a living trust) and, yes, it would very likely only be temporary, but trust me, you never want your children in the arms of strangers. Not even for a minute.
Your children could be put into the custody and care of someone you would never want, like that one family member who has good intentions, but you would never want raising your kids.
A judge who does not know you, or your family, will decide who will raise your kids, even if it is the last person you would ever want.
Your family could get into a long, drawn out custody fight or there could be a challenge to the guardians you have designated.
Some of your assets could be lost to court costs and other unnecessary fees through the probate process, a court process that can tie up your assets for years and deprive your kids of the resources they need to live comfortably, which can totally be avoided with advance legal planning.
When your kids turn 21, they get a check for whatever assets are left.
There are unscrupulous people out there who make it their business to look at the public records to find out when 21 year olds are getting that inheritance check.
The vast majority of estate planning attorneys do not address these issues, and do not plan from a parents' perspective.
Yes, these things scare us too. That is why we offer a Kids Protection Plan with every estate plan we do for families with young children.
What is a Kids Protection Plan®?
A Kids Protection Plan® is a set of instructions, legal documents and even an ID card for your wallet, which you need to have if you have kids at home who count on you for their well-being and care.
If you are in an accident, your Kids Protection Plan® will make sure your children are never taken into the custody of Mississippi Department of Human Services or the care of anyone you would not want because the police don't have clear instructions from you. And your Kids Protection Plan® will ensure your children are raised by people you choose, not someone chosen by a Judge who doesn’t know you.
To get started with your Kids Protection Plan®, contact us.
Getting Started: Why Work with our Law Firm
Before Hiring an Estate Planning Lawyer Understand the Difference
Many estate planning attorneys take a "one-size fits all" approach with their clients; they do this so that they can work with as many people as possible in a short period of time. The problem is that the client has an impersonal experience; but worse than that, this way of planning can lead to unintended results in the long run for the family.
When lawyers do not take the time to listen and consider a family's personal circumstances, the result is that your Will & Trust Documents do not end up reflecting what your family really wants to happen. And usually there is no review or updating, so the plan quickly becomes outdated and does not work when your family needs it most.
So even though you may pay less up front to get a standard set of documents (or even documents that are customized for your family), things end up much more expensive in the long run. Plus, you leave your family at risk of having to deal with an expensive, unnecessary court process during a time of tremendous grief.
The Tangi A. Carter law firm is right for you if you want to know that your plan will actually work when you and your loved ones need it the most. If all you want is a set of legal documents, there are plenty of online resources you can use to create them. Or you can go to a traditional estate planning lawyer.
If what you want is to know you have got a plan in place that will make things easy for your loved ones no matter what happens when, we are the right fit for you.
Here are some of the ways we are different from most estate planning lawyers:
All of our fees are fixed fees agreed to in advance, so there are no surprises. At our initial meeting you will choose the level of planning and fee that works best for your family, so there will never be any surprises.
We keep you informed and make sure your plan works. We do not just prepare a set of legal documents for you and send you on your way. We make sure your assets are owned in the right way, we make sure your kids’ well-being is properly planned for, we ensure everyone you have named in your plan knows what to do if anything happens to you.
We review your plan at least every 3 years and annually through our Family Wealth VIP Membership program. . We foster a lifetime, ongoing relationship with our clients. Throughout your life, things change. You change; your assets change; your family changes; the law will definitely change.
We have a whole team in place to answer your quick questions and to make the planning process incredibly easy and painless for you and your family. We have a process for helping you make sure that your assets are titled in the right way, both now and over your lifetime.
We help you get your legal and financial house in order by helping you make smart choices about things like buying insurance, saving for college, and retirement planning so you never spend more than you have to or get taken advantage of by unscrupulous sales people.
Legacy Planning. We believe that planning is about much more than just the transfer of your financial wealth. With all of our plans, we include a process to help you transfer your most important personal wealth to your loved ones, including your intellectual, spiritual and human assets - who you are and what’s important to you.
Before you engage an estate planning lawyer to help you plan for the well‐being of your money, your family and your life, there are questions you need to ask. You need to ensure that the estate plan you put in place will really work when your family needs it and won’t end up just a pile of worthless paper after you are gone.
Do not let a set of legal documents become false security that keeps you from doing what is best for your loved ones.
How to Get Started
By now you have seen that The Tangi A. Carter law firm is something special and because you love your family, you know your family deserves the kind of protection, guidance and love we provide for a lifetime. It is important that you know how we work because we do things a bit differently at Tangi A. Carter than at other law firms. That is why our clients love us so much.
We begin with a Family Wealth Planning Session, during which we guide you to get your assets and resources organized so you can finally relax around what you have and what you need.
Then, we look at how to make things as easy as possible for your loved ones after you are gone. Because no one wants to leave a mess for the one’s they love.
During your Family Wealth Planning Session, we will identify the best ways for you to ensure your legacy of love and financial security for your family.
Schedule Your Personal Family Wealth Planning Session
Call our office at 601-544-1313 to schedule your personal Family Wealth Planning Session and ask to speak with our Client Services Director. They will schedule the most convenient appointment time available for you with one of our expertly trained Personal Family Lawyers. We see clients on Monday through Friday to make planning as convenient for you as possible.
When you schedule your personal Family Wealth Planning Session, we block 2 hours on our calendar so we can focus entirely on you and your family during this time. We will send you a package of information to complete before our time together, which will help you begin the process of getting your legal and financial life in order. During our meeting together, we will guide you to gently look at what would happen for your loved ones and with your assets if something were to happen to you. And then, we will look at what you want to happen and help you create a roadmap to get that plan in place as easily as possible. Clients routinely say “wow, if we had known how easy this would be, we would have done it years ago!” after meeting with us.
Our Family Wealth Planning Session is $500 and if we create a comprehensive plan for you, that planning fee is applied to your legal fees for your lifetime estate plan. In some circumstances, we will waive the planning session fee and instead you can secure your appointment time with a credit card number.
In such cases, so long as you keep your appointment, nothing will be charged on your card unless you decide to proceed with a comprehensive estate plan after the Family Wealth Planning Session. In such a situation, if you must cancel within 1 week of your appointment, your credit card will still not be charged unless you fail to reschedule your appointment within 30 days of your cancellation. If you cannot keep your appointment and you choose not to reschedule, your credit card would be charged the $500 planning fee.
We understand that this policy of securing your appointment with a credit card may seem unique. So is our law firm. We provide our very best service to those families who want to ensure they have trusted counsel to be there for their family when they cannot be.
We focus most of our energy providing service to our existing clients and limit the number of new clients we see each week. We only take referrals from trusted Professional Planning Partners. As a result, we must secure your appointment time so that if something comes up and you cannot attend your appointment, we will have enough advance notice to open the slot to a waiting family.
What to Do Prior to Your Personal Family Wealth Planning Session
About 3 days after scheduling your appointment, you will receive a Mailer with your Family Wealth Inventory & Assessment and other important information that you will want to review prior to your personal Family Wealth Planning Session. We must have your Family Wealth Inventory & Assessment returned to our office 3 days prior to your Session either by mail, fax or electronic mail or we will need to reschedule your Session. Feel free to call the office at any time if you need assistance completing your worksheet or have any questions at all.
If you have existing estate planning documents, please make sure that we have your existing documents in our office at least a week before your meeting so that we can review them prior to meeting with you.
What to Expect the Day of Your Personal Family Wealth Planning Session
On the day of your meeting, please expect to spend up to 2 hours with your attorney. The initial meeting with your attorney has two purposes:
To guide you to become more financially organized and clear than you ever have been before, so you can finally relax around what you have and what you need.
Give you clarity on how to make things as easy as possible for your loved ones after you are gone. Because no one wants to leave a mess for the one’s they love.
By looking at what would happen under your current plan (or the State’s plan for you if you do not have a plan), you can identify what you would want to happen differently and then together with your Personal Family Lawyer's guidance make the decisions that are necessary to give you the peace of mind of knowing your family would be taken care of in the way you want if something happened to you.
In the event that your Family Wealth Planning Session reveals specific ways you would want things to happen that are different than what would happen under your current plan or the State’s plan for you, you and your Personal Family Lawyer will design a plan to ensure everything goes as you choose.
Our Planning Process
We know, beginning your estate plan is a big step. So our process is designed to ensure your confidence in the planning process each step of the way. Every decision is carefully reviewed with you and yet the entire process does not stretch out beyond 8 weeks, so you know that within a single month after meeting with your Personal Family Lawyer, your family could be totally protected.
It is the perfect combination of efficiency and warmth.
The planning process itself begins with an initial meeting that is an opportunity for you to meet with Tangi Carter, so that you each can determine whether there is a good fit between you and our firm.
During this initial meeting, Tangi will walk you through exactly what your loved ones would have to do and where your assets would go if something happened to you.
You will then be able to determine if there was anything about your current plan (or the state's plan for you) that you would not like and you will get clear on what you would want to happen if something happened to you.
Assuming there is a good fit between you and our firm, Tangi will help you to choose the planning level and fee that is right for your family and you and Tangi will then design a plan that will give you the peace of mind of knowing your family will be taken care of in the event the unthinkable happens.
Sometimes, depending on the level of planning you choose and the complexity of your situation, a second design meeting is needed or a Whole Family Wealth Audit meeting is offered to review your more complex financial matters.
Once your plan has been designed to your satisfaction, you will return to our office about 4-6 weeks later to sign your planning documents. At this point, your family and your assets will be totally protected in the case of your death or incapacity.
In most law firms, the relationship ends there.
But we see the signing of these documents as the beginning of our relationship with your family. This is where our law firm is very different.
After you sign your legal documents, we do not just send you on your way and wish you luck for the future. Instead, we create an electronic record of all of your legal documents so you can easily access them anytime you need to in the future and then schedule a legacy meeting with you. This is one of the most important meetings of our process because it is where we:
ensure your assets are all owned in the right way (you can have the best set of legal documents, but if your assets are not owned in the right way, it has all been a waste);
make sure everyone you’ve named to take care of your kids, the money you are leaving behind, or you if you cannot care for yourself knows just what to do, if and when something happens;
capture and plan for your intangible assets – the values, insights, stories, and experiences – you would never want lost.
And this is where we make sure you understand everything we’ve put in place for you and your family.
Then, we still are not done! We meet with you at least every three years to review your plan and make sure it stays up to date. If that is not included in the planning you are doing, the set of documents you get are very unlikely to work when your family needs them.
Family Wealth Inventory & Assessment Worksheet
The Family Wealth Inventory and Assessment is designed to help you focus in on the important information and questions that are necessary to get your legal and financial house in order.
We ask you to fill it out and return it to us in advance of our appointment so that we can have the most productive time together.
1. Print the Family Wealth Inventory & Assessment worksheet.
2. Fill in as much as you can.
3. Make an appointment with us to discuss your plan.
4. Return the Family Wealth Inventory & Assessment worksheet to us at least 3 days in advance of our appointment.